Explore the process of starting a new business from estimating start up costs to hiring employees.

• Is Entrepreneurship For Me?
  Entrepreneurship is the act of starting and running a business, which brings both potential benefits and risks.
• Researching a Business Idea
  Market conditions play a crucial role in the success of a new business and involve factors such as consumer demand, competition, and economic growth.
• Business Start-Up Costs
  Starting a successful new business requires careful planning and budgeting of both one-time and ongoing costs.
• Writing a Business Plan
  Creating a business plan is a crucial step for starting a new business, whether it is a small home-based operation or a venture-backed tech company.
• Choosing a Business Name
  Choosing a business name is a critical step in starting a new company since it affects the company's brand identity, customer recognition, plus more.
• Legal Structures for Your Business
  The legal structure of a new business is an important decision with both tax and legal implications, so it's important to choose wisely.
• Registering a New Business
  Starting a new business involves registering with state, federal and sometimes even local governments.
• How to Finance a New Business
  Finding capital for a new business can be challenging, but there are a number of options to consider.
• Business Cash Flow, Profit and Loss
  Understanding a business's financial cash flow and overall profit or loss is critical for ensuring its long-term success and financial stability.
• Establishing Business Credit
  Business credit is a record of a company's financial history used to evaluate its creditworthiness.
• Your Responsibilities as an Employer
  As an employer, there are several responsibilities you must be familiar with in order to avoid potential legal issues.
• Business Taxes
  Understanding and managing taxes are key to every business owner or self-employed individual.
• Buying a Business or Franchise
  Buying an existing business or a franchise are two options for entrepreneurs looking to start a business quickly. Let’s explore the potential pros and cons of each option.

Learn the basics of managing money, including financial health, budgeting, managing credit, plus more.

• Financial Health
  The concept of financial health is the foundation of any financial plan.
• Introduction to Budgeting
  Why budgeting is important, no matter how much money you earn.
• Choosing a Bank or Credit Union
  Key factors to consider when choosing a financial services provider.
• Credit Versus Debit Cards
  Credit and debit cards each have pros and cons. When should you use each?
• Credit Reports and Scores
  Credit reports and scores determine the rates you pay when borrowing and can affect your ability to get certain jobs.
• Managing Accounts
  Account management strategies for checking and savings.
• Maintaining and Improving Your Credit Score
  A good credit score allows you to borrow at the best rate possible, keeping the cost of borrowing to a minimum.
• Identity Theft
  Understanding ID theft and how to prevent it.
• Financial Goals Exercise
  A goal-setting exercise that includes weekly, monthly, yearly, and long-term goals.

Why and how to invest, including how to save money now.

• Saving Versus Investing
  The difference between investing and saving, and how to tell what's the best option for your needs.
• Types of Investments
  The pros and cons of stocks, bonds, and cash. The concept of asset allocation is explained.
• Investment Accounts
  The types of accounts available to investors, including both taxable and tax advantaged accounts.
• Saving for Retirement
  Why save for retirement and the impact of fees on investment performance.
• Retirement Saving Strategies
  How to develop a comprehensive retirement savings strategy.
• Retirement Accounts
  An overview of the major retirement accounts, include Individual Retirement Accounts, Simplified Employee Pensions, and 401(k) plans.
• Retirement Savings Ideas
  A few simple things to keep in mind when starting a retirement savings plan.
• Individual Development Accounts
  Understanding the benefits of IDAs, how to qualify, and where to find a program.

The basics of financial aid, including the types of aid, applying for aid, borrower responsibilities, and repayment strategies.

• Financial Aid Introduction
  Whether you're considering higher education for yourself or starting to plan for the education of your kids, understanding the financial aid process is the first step to meeting your education goals.
• Types of Financial Aid
  The main types of financial aid are education loans, grants and scholarships, work-study, and service programs.
• Creating an Aid Strategy
  Considerations when planning to pay for school, including school choice, employment options, accounting strategies, and the importance of borrowing wisely.
• Understanding Financial Need
  Some aid is based on financial need and some is not. What exactly is "financial need?"
• Applying for Aid
  The aid application process, including descriptions of the FAFSA and Profile forms.
• Education Loans
  A description of the main types of student loans, including government loans, consolidation loans, and private loans.
• Choosing the Right Loan
  Questions every student should be able to answer before taking on a student loan.
• Selecting a Private Loan Lender
  When federal loans are not enough, private lenders such as banks, credit unions, and non-profit lenders can help to fill the gap.
• The Master Promissory Note
  An introduction to the agreement that specifies your rights and responsibilities when accepting a student loan.
• Repaying College Debt
  A look at common repayment plans, including how different plans affect your monthly payment and overall cost.
• Borrowing Wisely
  Making smart choices about student loans, including a description of the impact of loan capitalization.
• Independent Student Status
  Understanding your financial aid dependency status, including a discussion of what to do if the parents of dependent students refuse to help them pay for college.
• Dealing with Too Little Aid
  Why some students find themselves with too little aid and what can be done to make ends meet.