Student Loan Refinance Calculator

Since most college students graduate with multiple loans at multiple interest rates, consolidating those loans into a single new loan may make sense.

Be careful when refinancing federal student loans with a non-government loan - you will no longer have federal loan benefits such as income-driven repayment plans and loan forgiveness options.

Please expand your browser window.

This calculator contains several columns that can't display properly with smaller browser windows. If you are using a desktop computer, please expand the window. If you are using a mobile device, please rotate it or sign in again using a desktop computer or tablet.

Step 1 of 3

Enter the current balance, monthly payment amount and number of remaining payments for each of your student loans. After you add your loans (and we do a quick check of your math), a continue button will appear at the bottom of the page.

Tip: Use your keyboard's tab key to quickly move from one box to the next.

Current Balance:

Monthly Payment:

Remaining Payments:

Remaining Total Cost:

Add Loans

Your Current Loan Totals

As you complete the items above, your totals are updated.

Total Loan Balance:: $
Total Monthly Loan Payment:: $
Remaining Total Cost with Interest:: $

Tools