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The mission of the Institute for Financial Well-Being is to guide and encourage individuals to focus on achieving economic stability - using innovative tools, making informed decisions, and encouraging positive habits.

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The mission of the Institute for Financial Well-Being is to guide and encourage individuals to focus on achieving economic stability - using innovative tools, making informed decisions, and encouraging positive habits.

The mission of the Institute for Financial Well-Being is to guide and encourage individuals to focus on achieving economic stability - using innovative tools, making informed decisions, and encouraging positive habits.

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Featured financial wellness topics. Sign up or log in for access to our complete library.

Paying for College?

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Explore key topics to help!

Higher education certainly can affect student and family finances significantly. There is no right way to do it, but having trusted resources to inform your decisions can go a long way. As the May 1 deadline approaches, we hope these topics will help.

Paying for College

The basics of financial aid, including the types of aid, applying for aid, borrower responsibilities, and repayment strategies.

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Financial Aid Introduction

Whether you're considering higher education for yourself or starting to plan for the education of your kids, understanding the financial aid process is the first step to meeting your education goals.
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Types of Financial Aid   

The main types of financial aid are education loans, grants and scholarships, work-study, and service programs.
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Creating an Aid Strategy   

Considerations when planning to pay for school, including school choice, employment options, accounting strategies, and the importance of borrowing wisely.
Young woman reviewing calculator tape with notepad on table.

Understanding Financial Need   

Some aid is based on financial need and some is not. What exactly is "financial need?"
A hypothetical FAFSA admission ticket

Applying for Aid   

The aid application process, including descriptions of the FAFSA and Profile forms.
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Education Loans   

A description of the main types of student loans, including government loans, consolidation loans, and private loans.
Graduation Cap on top of a stack of quarters and bills.

Choosing the Right Loan

Questions every student should be able to answer before taking on a student loan.

Selecting a Private Loan Lender

When federal loans are not enough, private lenders such as banks, credit unions, and non-profit lenders can help to fill the gap.
A Promissory Note with sharp pencil on it.

The Master Promissory Note   

An introduction to the agreement that specifies your rights and responsibilities when accepting a student loan.
Young man dressed in cap and gown with $ tag hanging as a tassle.

Repaying College Debt   

A look at common repayment plans, including how different plans affect your monthly payment and overall cost.
Green dollar sign with graduation cap in a field on a sunny day.

Borrowing Wisely   

Making smart choices about student loans, including a description of the impact of loan capitalization.
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Independent Student Status   

Understanding your financial aid dependency status, including a discussion of what to do if the parents of dependent students refuse to help them pay for college.
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Dealing with Too Little Aid

Why some students find themselves with too little aid and what can be done to make ends meet.

Financial Wellness Home

This Week

Scattered coins on part of a tax form.

Facts About Taxes

This week, you'll learn some of the basic skills you need to make tax season as pleasurable - and profitable - as possible.

Join SEFCU's Institute for Financial Well-Being for a live webinar on Gig Economy:  Budgeting Inconsistent Income.

Click here for the entire schedule of live, interactive webinars for all ages.

 

About SEFCU's Institute for Financial Well-Being

Join Institute educators for a unique, live, interactive webinar experience. Find our ongoing schedule in the Event Calendar, and learn more about us in the link below. Do you have a group or organization that could benefit from financial education? Topics are available for all ages and education is always free. Contact the Institute to make a request.


Have a question? Let us know!

800-727-3328, x4066
financialwellbeing@sefcu.com

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