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The mission of Broadview Financial Well-Being is to guide and encourage individuals to focus on achieving economic stability - using innovative tools, making informed decisions, and encouraging positive habits.

The mission of Broadview Financial Well-Being is to guide and encourage individuals to focus on achieving economic stability - using innovative tools, making informed decisions, and encouraging positive habits.

The mission of Broadview Financial Well-Being is to guide and encourage individuals to focus on achieving economic stability - using innovative tools, making informed decisions, and encouraging positive habits.

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Welcome to MoneyEdu - Powered by Broadview

New resources each week for the Broadview community.

This Week

How to Protect Your Identity

A secure financial identity is an asset worth its weight in gold. Learn simple strategies for protecting it.

Join Broadview Financial Well-Being for live online learning:  Fraud Prevention

Click here for the entire schedule of live, interactive learning events for all ages.

 

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Financial Wellness
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College Explorer
Details on thousands of institutions across the country.

Mortgage Calculator
Quickly estimate monthly payments and total cost.

Identity Theft Prevention
How well do you protect your identity?

Financial Wellness Courses

Make real progress in less than an hour.

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Income Tax Basics

29 minutes

Get Started

Learn what you need to know about tax brackets, when to review your withholding and how to avoid common tax scams.

  • How Income Taxes Work
    Learn how income taxes are calculated and how the various tax brackets are applied.
  • Tax Credits and Tax Deductions
    An over view of the difference between the two terms including an outline of popular tax credits.
  • When to Review Your Tax Withholding
    Knowing when to adjust your tax withholding is crucial to managing your tax liability and avoiding unexpected tax bills or refunds.
  • Preparing to File Your Tax Return
    How to assemble required documents, explore potential ways to reduce the amount of tax you owe, and choose your filing method.
  • Avoiding Common Tax Errors
    Mistakes on tax forms aren't unusual. Learn the most common errors and how to fix them.
  • Avoiding Tax Scams
    Learn how to identify and avoid common tax-related scams.
  • Reducing Your Tax Bill by Saving Money
    Saving for retirement can be a smart way to reduce your tax bill while planning for your financial security.
  • Making the Most of a Tax Refund
    Far from "mad money," an income tax refund is money you earned through hard work. Learn how to put it to work.
A waiter in a restaurant.

Starting a Business

48 minutes

Get Started

Explore the process of starting a new business from estimating start up costs to hiring employees.

  • Is Entrepreneurship For Me?
    Entrepreneurship is the act of starting and running a business, which brings both potential benefits and risks.
  • Researching a Business Idea
    Market conditions play a crucial role in the success of a new business and involve factors such as consumer demand, competition, and economic growth.
  • Business Start-Up Costs
    Starting a successful new business requires careful planning and budgeting of both one-time and ongoing costs.
  • Writing a Business Plan
    Creating a business plan is a crucial step for starting a new business, whether it is a small home-based operation or a venture-backed tech company.
  • Choosing a Business Name
    Choosing a business name is a critical step in starting a new company since it affects the company's brand identity, customer recognition, plus more.
  • Legal Structures for Your Business
    The legal structure of a new business is an important decision with both tax and legal implications, so it's important to choose wisely.
  • Registering a New Business
    Starting a new business involves registering with state, federal and sometimes even local governments.
  • How to Finance a New Business
    Finding capital for a new business can be challenging, but there are a number of options to consider.
  • Business Cash Flow, Profit and Loss
    Understanding a business's financial cash flow and overall profit or loss is critical for ensuring its long-term success and financial stability.
  • Establishing Business Credit
    Business credit is a record of a company's financial history used to evaluate its creditworthiness.
  • Your Responsibilities as an Employer
    As an employer, there are several responsibilities you must be familiar with in order to avoid potential legal issues.
  • Business Taxes
    Understanding and managing taxes are key to every business owner or self-employed individual.
  • Buying a Business or Franchise
    Buying an existing business or a franchise are two options for entrepreneurs looking to start a business quickly. Let’s explore the potential pros and cons of each option.
An image illustrating investment growth with several stacks of money.

Saving and Investing

25 minutes

Get Started

Why and how to invest, including how to save money now.

  • Saving Versus Investing
    The difference between investing and saving, and how to tell what's the best option for your needs.
  • Types of Investments
    The pros and cons of stocks, bonds, and cash. The concept of asset allocation is explained.
  • Investment Accounts
    The types of accounts available to investors, including both taxable and tax advantaged accounts.
  • Saving for Retirement
    Why save for retirement and the impact of fees on investment performance.
  • Retirement Saving Strategies
    How to develop a comprehensive retirement savings strategy.
  • Retirement Accounts
    An overview of the major retirement accounts, include Individual Retirement Accounts, Simplified Employee Pensions, and 401(k) plans.
  • Retirement Savings Ideas
    A few simple things to keep in mind when starting a retirement savings plan.
  • Individual Development Accounts
    Understanding the benefits of IDAs, how to qualify, and where to find a program.
A woman using a calculator and laptop.

Managing Credit

18 minutes

Get Started

Credit reports and scores, credit vs. debit cards, reading your credit report, plus more.

  • Credit Versus Debit Cards
    Credit and debit cards each have pros and cons. When should you use each?
  • Credit Reports and Scores
    Credit reports and scores determine the rates you pay when borrowing and can affect your ability to get certain jobs.
  • Risks and Benefits of Credit Cards
    Credit cards offer benefits for many consumers, but it's important to understand the risks of unsecured credit.
  • Maintaining and Improving Your Credit Score
    A good credit score allows you to borrow at the best rate possible, keeping the cost of borrowing to a minimum.
  • Reading Your Credit Report
    A detailed description of what to expect and look for when viewing a credit report.

 Events

Joe the Monkey Saves for a Goal

Tuesday, Apr 30 at 4:00PM
Webinar

My Vehicle to Freedom

Wednesday, May 8 at 4:30PM
Webinar

Home Buying 101

Thursday, May 23 at 12:00PM
Webinar

About Broadview

Join Broadview educators for a unique, live, interactive webinar experience. Find our ongoing schedule in the Event Calendar, and learn more about us in the link below. Do you have a group or organization that could benefit from financial education? Topics are available for all ages and education is always free. Contact us to make a request.

Have a question?

Broadview Financial Well-Being
1-800-727-3328 x 1314066
financialwellbeing@BroadviewFCU.com

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